407 Overlook WayCohuttaGA30710
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 407 Overlook Way, Cohutta, GA, 30710 in Cohutta: $5,225/mo in rent, $1,699/mo net, 10.82% gross yield, all on a $579,300 acquisition. The 2.01 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $160,050 in value, and $5,335/yr in principal paydown steadily builds equity. Projected total cumulative return: $328,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $1,699 | $500 |
City averages based on Cohutta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,225 |
| Total Monthly Debt Service | $3,295 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices