407 N 4th StDe QueenAR71832
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis De Queen rental at 407 N 4th St, De Queen, AR, 71832 sits in the solid-income band: 9.92% gross yield, $1,385/mo rent, $378/mo net after the $753/mo debt service, DSCR 1.84. Entry price of $167,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $46,277 and $1,543/yr in principal reduction bring total cumulative return to $87,727.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.0% |
| Monthly Cash Flow | $378 | $300 |
City averages based on De Queen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,385 |
| Total Monthly Debt Service | $940 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71832, De Queen, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,128 (100%) |
| Owner Occupied HU | 2,468 (59.8%) |
| Renter Occupied HU | 1,102 (26.7%) |
| Vacant Housing Units | 558 (13.5%) |
| Median Home Value | $145,030 |
| Average Home Value | $159,418 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,783
Multi-Family
29
Businesses
364
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71832, De Queen, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,128 (100%) |
| Owner Occupied HU | 2,468 (59.8%) |
| Renter Occupied HU | 1,102 (26.7%) |
| Vacant Housing Units | 558 (13.5%) |
| Median Home Value | $145,030 |
| Average Home Value | $159,418 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,783
Multi-Family
29
Businesses
364
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices