407 Millstone LnJefferson HillsPA15332
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 407 Millstone Ln, Jefferson Hills, PA, 15332 in Jefferson Hills. Rental yield 2.24%. At $699,990 with 2.24% gross yield, current distributions are modest, but the 5% appreciation rate projects $193,394 in new equity by year five, complemented by $6,447/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.42) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $53,146.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 6.2% |
| Monthly Cash Flow | $(3,319) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,308 |
| Total Monthly Debt Service | $4,348 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.50 Acres lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15332, Finleyville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,046 (100%) |
| Owner Occupied HU | 3,248 (80.3%) |
| Renter Occupied HU | 470 (11.6%) |
| Vacant Housing Units | 328 ( 8.1%) |
| Median Home Value | $240,055 |
| Average Home Value | $282,192 |
Housing Distribution
Address Breakdown
Residential
3,796
Single Family
3,697
Multi-Family
99
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.50 Acres lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15332, Finleyville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,046 (100%) |
| Owner Occupied HU | 3,248 (80.3%) |
| Renter Occupied HU | 470 (11.6%) |
| Vacant Housing Units | 328 ( 8.1%) |
| Median Home Value | $240,055 |
| Average Home Value | $282,192 |
Housing Distribution
Address Breakdown
Residential
3,796
Single Family
3,697
Multi-Family
99
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lauren Frankie • NEW HOME STAR PENNSYLVANIA, LLC
Mls Name: WPMLS
Mls Provider:
Mls ID: #1707012
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.