407 E Holly StSheridanAR72150
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 407 E Holly St, Sheridan, AR, 72150 in Sheridan is narrow, $122/mo net on $1,426/mo rent after the $975/mo debt service, but the property operates at break-even-plus, not a loss. At $216,900 with a 7.89% yield, the long-run equity case via 5% appreciation ($59,925 over five years) and $1,998/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $89,968.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.5% |
| Monthly Cash Flow | $122 | $300 |
City averages based on Sheridan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,426 |
| Total Monthly Debt Service | $1,218 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72150, Sheridan, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,598 (100%) |
| Owner Occupied HU | 3,908 (69.8%) |
| Renter Occupied HU | 1,193 (21.3%) |
| Vacant Housing Units | 497 ( 8.9%) |
| Median Home Value | $203,980 |
| Average Home Value | $211,862 |
Housing Distribution
Address Breakdown
Residential
5,370
Single Family
5,324
Multi-Family
46
Businesses
484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72150, Sheridan, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,598 (100%) |
| Owner Occupied HU | 3,908 (69.8%) |
| Renter Occupied HU | 1,193 (21.3%) |
| Vacant Housing Units | 497 ( 8.9%) |
| Median Home Value | $203,980 |
| Average Home Value | $211,862 |
Housing Distribution
Address Breakdown
Residential
5,370
Single Family
5,324
Multi-Family
46
Businesses
484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices