4069 ROCKY SHORES DRIVETampaFL33634
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4069 ROCKY SHORES DRIVE, Tampa, FL, 33634 in Tampa carries a 1.59 coverage ratio, rent of $5,251/mo is 1.59 times the $3,305/mo payment. Rental yield 8.57%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $735,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $203,067; total projected cumulative return: $304,163.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 3.0% |
| Monthly Cash Flow | $(323) | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,251 |
| Total Monthly Debt Service | $4,585 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
2,465 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33634, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,648 (100%) |
| Owner Occupied HU | 4,746 (54.9%) |
| Renter Occupied HU | 3,355 (38.8%) |
| Vacant Housing Units | 547 ( 6.3%) |
| Median Home Value | $343,248 |
| Average Home Value | $391,393 |
Housing Distribution
Address Breakdown
Residential
8,168
Single Family
6,235
Multi-Family
1,933
Businesses
1,442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
2,465 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33634, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,648 (100%) |
| Owner Occupied HU | 4,746 (54.9%) |
| Renter Occupied HU | 3,355 (38.8%) |
| Vacant Housing Units | 547 ( 6.3%) |
| Median Home Value | $343,248 |
| Average Home Value | $391,393 |
Housing Distribution
Address Breakdown
Residential
8,168
Single Family
6,235
Multi-Family
1,933
Businesses
1,442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices