4065 Ursula Ave APT 6Los AngelesCA90008
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 4065 Ursula Ave APT 6, Los Angeles, CA, 90008 in Los Angeles at $299,000 earns $2,795/mo in rent and nets $125/mo after the $1,417/mo payment, a 11.22% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,608 over five years. Ziffy Mortgage underwrites this on a 1.97 DSCR without U.S. credit history. With $2,507/yr in principal paydown, total projected return reaches $168,612.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 4.1% |
| Monthly Cash Flow | $125 | $1,850 |
City averages based on Los Angeles market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,795 |
| Total Monthly Debt Service | $1,804 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1960
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90008, Los Angeles, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,979 (100%) |
| Owner Occupied HU | 4,228 (28.2%) |
| Renter Occupied HU | 9,862 (65.8%) |
| Vacant Housing Units | 889 ( 5.9%) |
| Median Home Value | $1,105,263 |
| Average Home Value | $1,219,781 |
Housing Distribution
Address Breakdown
Residential
14,931
Single Family
6,577
Multi-Family
8,354
Businesses
815
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CLAW
Mls ID: #26866265
