406 Village Rd EPrinceton JunctionNJ08550
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 406 Village Rd E, Princeton Junction, NJ, 08550 in Princeton Junction speaks for itself: 10.06% gross on a $670,000 price, generating $5,616/mo in rent and $840/mo in net income after the $3,013/mo debt service. DSCR 1.86, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,084 stacks alongside $185,109 in projected five-year appreciation and $6,171/yr in principal reduction. Projected total cumulative return: $310,863.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $840 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,616 |
| Total Monthly Debt Service | $4,509 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08550, Princeton Junction, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,680 (100%) |
| Owner Occupied HU | 5,827 (75.9%) |
| Renter Occupied HU | 1,577 (20.5%) |
| Vacant Housing Units | 276 ( 3.6%) |
| Median Home Value | $775,870 |
| Average Home Value | $780,928 |
Housing Distribution
Address Breakdown
Residential
7,294
Single Family
6,246
Multi-Family
1,048
Businesses
455
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08550, Princeton Junction, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,680 (100%) |
| Owner Occupied HU | 5,827 (75.9%) |
| Renter Occupied HU | 1,577 (20.5%) |
| Vacant Housing Units | 276 ( 3.6%) |
| Median Home Value | $775,870 |
| Average Home Value | $780,928 |
Housing Distribution
Address Breakdown
Residential
7,294
Single Family
6,246
Multi-Family
1,048
Businesses
455
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #NJME2077750