406 N 3rd StMc SherrystownPA17344
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 406 N 3rd St, Mc Sherrystown, PA, 17344 in Mc Sherrystown is a conservative rental investment at $319,900. Rental yield 7.48%. A 1.39 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $88,382; $2,946/yr in principal paydown supplements. Total projected return: $115,223.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(103) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,993 |
| Total Monthly Debt Service | $1,969 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17344, Mc Sherrystown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,670 (100%) |
| Owner Occupied HU | 896 (53.7%) |
| Renter Occupied HU | 690 (41.3%) |
| Vacant Housing Units | 84 ( 5.0%) |
| Median Home Value | $202,682 |
| Average Home Value | $219,484 |
Housing Distribution
Address Breakdown
Residential
1,608
Single Family
1,367
Multi-Family
241
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17344, Mc Sherrystown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,670 (100%) |
| Owner Occupied HU | 896 (53.7%) |
| Renter Occupied HU | 690 (41.3%) |
| Vacant Housing Units | 84 ( 5.0%) |
| Median Home Value | $202,682 |
| Average Home Value | $219,484 |
Housing Distribution
Address Breakdown
Residential
1,608
Single Family
1,367
Multi-Family
241
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ed Doonan • Samson Properties
Mls Name: Bright MLS
Mls ID: #PAAD2021736