406 E 20th StKaukaunaWI54130
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing406 E 20th St, Kaukauna, WI, 54130 in Kaukauna is a stable, well-positioned rental at $339,900. Rental yield 6.08%. DSCR 1.13 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $93,908 in value and $3,131/yr in principal paydown builds equity, a total projected return of $93,782.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(558) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,723 |
| Total Monthly Debt Service | $2,146 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1976
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54130, Kaukauna, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,502 (100%) |
| Owner Occupied HU | 8,512 (74.0%) |
| Renter Occupied HU | 2,734 (23.8%) |
| Vacant Housing Units | 256 ( 2.2%) |
| Median Home Value | $324,954 |
| Average Home Value | $360,400 |
Housing Distribution
Address Breakdown
Residential
11,602
Single Family
10,535
Multi-Family
1,067
Businesses
728
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1976
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54130, Kaukauna, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,502 (100%) |
| Owner Occupied HU | 8,512 (74.0%) |
| Renter Occupied HU | 2,734 (23.8%) |
| Vacant Housing Units | 256 ( 2.2%) |
| Median Home Value | $324,954 |
| Average Home Value | $360,400 |
Housing Distribution
Address Breakdown
Residential
11,602
Single Family
10,535
Multi-Family
1,067
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices