406 Creath PlSan AntonioTX78221
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 406 Creath Pl, San Antonio, TX, 78221 in San Antonio is narrow, $90/mo net on $837/mo rent after the $472/mo debt service, but the property operates at break-even-plus, not a loss. At $105,000 with a 9.57% yield, the long-run equity case via 5% appreciation ($29,010 over five years) and $967/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.77 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $46,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $90 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $837 |
| Total Monthly Debt Service | $705 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78221, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,089 (100%) |
| Owner Occupied HU | 9,602 (63.6%) |
| Renter Occupied HU | 4,407 (29.2%) |
| Vacant Housing Units | 1,080 ( 7.2%) |
| Median Home Value | $201,479 |
| Average Home Value | $257,791 |
Housing Distribution
Address Breakdown
Residential
14,235
Single Family
12,455
Multi-Family
1,780
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Xome
Mls ID: #N/A