406 1st St SEShelbyMT59474








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Shelby at 406 1st St SE, Shelby, MT, 59474 earns $779/mo cash flow from $2,450/mo rent with a $1,370/mo payment. Total monthly income totals $2,450/mo, and annual cash flow totals $9,351/yr on $92,820 capital. ROI tracks 29.98% on current figures, and rental yield reads 10.5% at a $280,000 purchase. Equity gained on principal adds $1,807/yr, and 5% annual appreciation supports $77,359 over five years. Five-year ROI reaches 156.61% and total cumulative return in cash sums $145,365. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,450/mo property income instead of your personal income.
Single Family
Built in 1940
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59474, Shelby, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,630 (100%) |
| Owner Occupied HU | 825 (50.6%) |
| Renter Occupied HU | 429 (26.3%) |
| Vacant Housing Units | 376 (23.1%) |
| Median Home Value | $235,112 |
| Average Home Value | $297,739 |
Housing Distribution
Address Breakdown
Residential
1,193
Single Family
1,064
Multi-Family
129
Businesses
231
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Listed by: Craig Isenberg • Home Sweet Home Realty Group LLC
Mls Name: MRMLS
Mls Provider:
Mls ID: #30034331
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







