40582 Pequot DrBrowervilleMN56438
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 40582 Pequot Dr, Browerville, MN, 56438 in Browerville. Rental yield 6.22%. The 1.15 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $92,554 and $3,085/yr in principal reduction project total return of $104,245.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 8.0% |
| Monthly Cash Flow | $(366) | $150 |
City averages based on Browerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,736 |
| Total Monthly Debt Service | $1,959 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56438, Browerville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 962 (65.3%) |
| Renter Occupied HU | 215 (14.6%) |
| Vacant Housing Units | 297 (20.1%) |
| Median Home Value | $247,810 |
| Average Home Value | $279,891 |
Housing Distribution
Address Breakdown
Residential
1,007
Single Family
953
Multi-Family
54
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56438, Browerville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 962 (65.3%) |
| Renter Occupied HU | 215 (14.6%) |
| Vacant Housing Units | 297 (20.1%) |
| Median Home Value | $247,810 |
| Average Home Value | $279,891 |
Housing Distribution
Address Breakdown
Residential
1,007
Single Family
953
Multi-Family
54
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #7051990