4052 Chelsea Ridge TrlColumbianaAL35051
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Columbiana at 4052 Chelsea Ridge Trl, Columbiana, AL, 35051 with 5% annual appreciation on a $424,193 basis while $2,678/mo rent supports operations. Total monthly income totals $2,678/mo and a $2,076/mo payment preserves $284/mo for cash returns. Annual cash flow comes to $3,406/yr on $140,620 deployed, and return on cash invested reaches 22.33% in year one. Equity gained on principal adds $2,737/yr, and five-year appreciation sums $117,197 alongside rental yield of 7.58%. Five-year ROI measures 115.11% and total cumulative return in cash totals $161,871.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,678/mo property income versus a $2,076/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35051, Columbiana, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,607 (100%) |
| Owner Occupied HU | 2,476 (68.6%) |
| Renter Occupied HU | 830 (23.0%) |
| Vacant Housing Units | 301 ( 8.3%) |
| Median Home Value | $329,118 |
| Average Home Value | $357,637 |
Housing Distribution
Address Breakdown
Residential
3,426
Single Family
3,254
Multi-Family
172
Businesses
333
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Listed by: Tonya Youngblood • RealtySouth Chelsea Branch
Mls Name: GALMLS
Mls Provider:
Mls ID: #21413599
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.