4050 Sveta Lane Unit 2WellingtonCO80549
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 4050 Sveta Lane Unit 2, Wellington, CO, 80549 in Wellington is narrow, $83/mo net on $2,639/mo rent after the $1,686/mo debt service, but the property operates at break-even-plus, not a loss. At $374,900 with a 8.45% yield, the long-run equity case via 5% appreciation ($103,578 over five years) and $3,453/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $148,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.5% |
| Monthly Cash Flow | $83 | $2,500 |
City averages based on Wellington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,639 |
| Total Monthly Debt Service | $2,407 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2017
871.20 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80549, Wellington, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,457 (100%) |
| Owner Occupied HU | 4,421 (81.0%) |
| Renter Occupied HU | 856 (15.7%) |
| Vacant Housing Units | 180 ( 3.3%) |
| Median Home Value | $610,678 |
| Average Home Value | $751,914 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,422
Multi-Family
149
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2017
871.20 sqft lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80549, Wellington, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,457 (100%) |
| Owner Occupied HU | 4,421 (81.0%) |
| Renter Occupied HU | 856 (15.7%) |
| Vacant Housing Units | 180 ( 3.3%) |
| Median Home Value | $610,678 |
| Average Home Value | $751,914 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,422
Multi-Family
149
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BreyAnna Garland • Orchard Brokerage LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #3000083
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