405 W Smith StSturgeonMO65284








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Sturgeon at 405 W Smith St, Sturgeon, MO, 65284 offers $1,501/mo rent that, after a $954/mo payment, leaves $287/mo cash flow. Total monthly income is $1,501/mo, and annual cash flow is $3,446/yr on $64,609 cash. Return on cash invested measures 25.24% in year one, and rental yield stands at 9.24% at a $194,900 entry. Equity gained on principal adds $1,258/yr while 5% annual appreciation compounds into $53,847 by year five. Five-year ROI records 131.56% and total cumulative return in cash reaches $84,999. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,501/mo property income versus a $954/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1963
10,062 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65284, Sturgeon, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,036 (100%) |
| Owner Occupied HU | 777 (75.0%) |
| Renter Occupied HU | 192 (18.5%) |
| Vacant Housing Units | 67 ( 6.5%) |
| Median Home Value | $278,061 |
| Average Home Value | $325,154 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
828
Multi-Family
31
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











