405 Stoney Point Way UNIT 96, Oceanside, CA, 92058 | $1,201/mo Cash Flow

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405 Stoney Point Way UNIT 96, Oceanside, CA, 92058 | $1,201/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Oceanside at 405 Stoney Point Way UNIT 96, Oceanside, CA, 92058 listed at $345,000 pairs $3,336/mo rent with a $1,689/mo payment to leave $1,201/mo cash flow. Total monthly income runs $3,336/mo, and annual cash flow reaches $14,416/yr on $114,368 cash to close. Return on cash invested measures 32.51% in year one, and rental yield registers 11.6% at a $345,000 basis. Equity gained on principal adds $2,226/yr, and annual property appreciation at 5% supports $95,317 by year five. Five-year ROI tracks 170.46% and total cumulative return in cash totals $194,956. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,336/mo property income relative to a $1,689/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1993

0.98 Acres lot

$N/A/sqft

No HOA

More details about the property

$ 345,000 starting price for a condo and a lifestyle that feels like a vacation. Sunset light, smart-home peace of mind, and a bidding process built for transparency. Inside, west-facing windows fill the living space with golden sunsets, while the open layout connects the kitchen, dining, and living areas with ease. The primary suite provides comfort and privacy, the second bedroom flexes as office or guest space, and smart-home features let you check in while away for true peace of mind. The community offers you more: enjoy a resort-style pool and spa, fitness center, clubhouse, putting green, and AT&T Fiber internet perfect for streaming, gaming, or remote work. HOA dues cover water, sewer, and trash, keeping monthly costs predictable. A detached garage and extra parking complete the package. This is an opportunity for transparent home buying, giving you confidence as you step into ownership. This isnt what youre used to: the seller purchased their current home through this same bidding platform and wanted to give todays buyers the same fair opportunity. The $ 345,000 starting price is simply that, a beginning, where all buyers can see the bids as they happen. With inspections completed and disclosures completed, you can bid with confidence. Close to shopping, dining, the ocean and freeway access, this condo delivers lifestyle, value, and transparency all in one.

Neighborhood Data

Neighborhood data shown for ZIP Code: 92058, Oceanside, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,152 (100%)
Owner Occupied HU	4,350 (30.7%)
Renter Occupied HU	8,246 (58.3%)
Vacant Housing Units	1,556 (11.0%)
Median Home Value	$693,384
Average Home Value	$725,133