405 Park Dr N APT 5DGreat FallsMT59401
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.52 makes 405 Park Dr N APT 5D, Great Falls, MT, 59401 in Great Falls one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.21%. The 8.21% yield, 5% annual appreciation ($98,218 over five years), and $3,274/yr in principal reduction project a total cumulative return of $123,169.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.1% |
| Monthly Cash Flow | $(211) | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,431 |
| Total Monthly Debt Service | $2,500 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1978
N/A lot
$N/A/sqft
$564 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1978
N/A lot
$N/A/sqft
$564 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A