405 N Main StAtkinsonNE68713
INVESTMENT ANALYSIS
Investment Verdict
Solid Income405 N Main St, Atkinson, NE, 68713 in Atkinson earns a respectable 9.19% gross yield at $150,000, but after the $674/mo mortgage the net cash flow is $136/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.70) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $41,442 over five years, making equity the dominant return driver. Total projected return: $66,080.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $136 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,149 |
| Total Monthly Debt Service | $953 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68713, Atkinson, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,021 (100%) |
| Owner Occupied HU | 629 (61.6%) |
| Renter Occupied HU | 254 (24.9%) |
| Vacant Housing Units | 138 (13.5%) |
| Median Home Value | $258,275 |
| Average Home Value | $275,596 |
Housing Distribution
Address Breakdown
Residential
470
Single Family
451
Multi-Family
19
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68713, Atkinson, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,021 (100%) |
| Owner Occupied HU | 629 (61.6%) |
| Renter Occupied HU | 254 (24.9%) |
| Vacant Housing Units | 138 (13.5%) |
| Median Home Value | $258,275 |
| Average Home Value | $275,596 |
Housing Distribution
Address Breakdown
Residential
470
Single Family
451
Multi-Family
19
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices