405 N 13th AveArcadiaFL34266
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 405 N 13th Ave, Arcadia, FL, 34266 in Arcadia hard to pass up. The 12.21% gross yield on a $239,000 purchase results in $2,431/mo in rent and $845/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.26). Annual cash flow of $10,142, five-year appreciation of $66,031, and $2,201/yr in equity build-up combine for a projected total cumulative return of $145,453.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 7.0% |
| Monthly Cash Flow | $845 | $150 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,431 |
| Total Monthly Debt Service | $1,491 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34266, Arcadia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,790 (100%) |
| Owner Occupied HU | 7,274 (56.9%) |
| Renter Occupied HU | 2,978 (23.3%) |
| Vacant Housing Units | 2,538 (19.8%) |
| Median Home Value | $167,667 |
| Average Home Value | $268,813 |
Housing Distribution
Address Breakdown
Residential
9,781
Single Family
8,814
Multi-Family
967
Businesses
611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34266, Arcadia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,790 (100%) |
| Owner Occupied HU | 7,274 (56.9%) |
| Renter Occupied HU | 2,978 (23.3%) |
| Vacant Housing Units | 2,538 (19.8%) |
| Median Home Value | $167,667 |
| Average Home Value | $268,813 |
Housing Distribution
Address Breakdown
Residential
9,781
Single Family
8,814
Multi-Family
967
Businesses
611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices