405 Lemon AveMcKeesportPA15132
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 405 Lemon Ave, McKeesport, PA, 15132 in McKeesport. At $119,000 it earns $1,103/mo in rent and distributes $323/mo to the owner after the $535/mo payment, a consistent 11.12% yield. DSCR 2.06 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $32,878 in value; $1,096/yr in principal paydown compounds ownership stake. Total projected return: $66,149.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $323 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,103 |
| Total Monthly Debt Service | $732 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
3,611 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15132, Mc Keesport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,884 (100%) |
| Owner Occupied HU | 4,168 (42.2%) |
| Renter Occupied HU | 4,133 (41.8%) |
| Vacant Housing Units | 1,583 (16.0%) |
| Median Home Value | $72,938 |
| Average Home Value | $138,583 |
Housing Distribution
Address Breakdown
Residential
8,808
Single Family
7,762
Multi-Family
1,046
Businesses
527
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
3,611 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15132, Mc Keesport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,884 (100%) |
| Owner Occupied HU | 4,168 (42.2%) |
| Renter Occupied HU | 4,133 (41.8%) |
| Vacant Housing Units | 1,583 (16.0%) |
| Median Home Value | $72,938 |
| Average Home Value | $138,583 |
Housing Distribution
Address Breakdown
Residential
8,808
Single Family
7,762
Multi-Family
1,046
Businesses
527
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Malseed • COSTA REAL ESTATE LLC
Mls Name: WPMLS
Mls ID: #1729356