4049 County Road 79LittleforkMN56653
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 4049 County Road 79, Littlefork, MN, 56653 in Littlefork fits: $724,900, 1.18% gross yield, and a projected 5% annual appreciation rate adding $200,277 in value within five years. Rental yield 1.18%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.22) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,676/yr in principal paydown and $200,277 in appreciation project a total return of $29,706.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 8.0% |
| Monthly Cash Flow | $(3,813) | $200 |
City averages based on Littlefork market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $714 |
| Total Monthly Debt Service | $4,238 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
209.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56653, Littlefork, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 709 (100%) |
| Owner Occupied HU | 444 (62.6%) |
| Renter Occupied HU | 82 (11.6%) |
| Vacant Housing Units | 183 (25.8%) |
| Median Home Value | $178,571 |
| Average Home Value | $220,405 |
Housing Distribution
Address Breakdown
Residential
343
Single Family
320
Multi-Family
23
Businesses
30
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
209.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56653, Littlefork, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 709 (100%) |
| Owner Occupied HU | 444 (62.6%) |
| Renter Occupied HU | 82 (11.6%) |
| Vacant Housing Units | 183 (25.8%) |
| Median Home Value | $178,571 |
| Average Home Value | $220,405 |
Housing Distribution
Address Breakdown
Residential
343
Single Family
320
Multi-Family
23
Businesses
30
Nearby investment properties with comparable rents
Listed by: David Roiger • Timber Ghost Realty, LLC
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6757116