40457 Crossgate PlGonzalesLA70737
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Gonzales rental at 40457 Crossgate Pl, Gonzales, LA, 70737 sits in the solid-income band: 10.01% gross yield, $2,040/mo rent, $499/mo net after the $1,099/mo debt service, DSCR 1.86. Entry price of $244,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $67,551 and $2,252/yr in principal reduction bring total cumulative return to $125,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $499 | $325 |
City averages based on Gonzales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $1,429 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
6,098 sqft lot
$N/A/sqft
$140 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
6,098 sqft lot
$N/A/sqft
$140 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michele Pourciau • LPT Realty, LLC
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2025004251
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.