404 Washington AveOakmontPA15139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow404 Washington Ave, Oakmont, PA, 15139 in Oakmont earns its strong cash-flow label: 12.69% yield, $3,904/mo rent, $1,486/mo net income, DSCR 2.35. The $369,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $101,948 by year five. Combined with $3,399/yr in principal paydown, total projected return reaches $236,190.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.2% |
| Monthly Cash Flow | $1,486 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,904 |
| Total Monthly Debt Service | $2,271 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
3,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15139, Oakmont, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,561 (100%) |
| Owner Occupied HU | 1,992 (55.9%) |
| Renter Occupied HU | 1,238 (34.8%) |
| Vacant Housing Units | 331 ( 9.3%) |
| Median Home Value | $393,220 |
| Average Home Value | $441,345 |
Housing Distribution
Address Breakdown
Residential
3,397
Single Family
2,900
Multi-Family
497
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
3,497 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15139, Oakmont, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,561 (100%) |
| Owner Occupied HU | 1,992 (55.9%) |
| Renter Occupied HU | 1,238 (34.8%) |
| Vacant Housing Units | 331 ( 9.3%) |
| Median Home Value | $393,220 |
| Average Home Value | $441,345 |
Housing Distribution
Address Breakdown
Residential
3,397
Single Family
2,900
Multi-Family
497
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices