404 W Jefferson Ave, Whitney, TX, 76692 | $138/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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404 W Jefferson Ave, Whitney, TX, 76692 | $138/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Whitney at 404 W Jefferson Ave, Whitney, TX, 76692 at $159,900 posts ROI 23.02% with $138/mo cash flow from $1,275/mo rent. Total monthly income equals $1,275/mo, and annual cash flow records $1,651/yr on $53,007 to close. Return on cash invested measures 23.02% and rental yield reads 9.57% at the current $159,900. Equity gained on principal adds $1,032/yr, and 5% annual appreciation supports $44,177 by year five. Five-year ROI prints 120.81% and total cumulative return in cash totals $64,038.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,275/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in N/A

0.37 Acres lot

$N/A/sqft

No HOA

More details about the property

Move-In Ready with Tons of Extras & Space to Expand! Look no furtherthis charming 3-bedroom, 1-bath home has it all! Features Youll Love: HUGE Fenced Backyard with a tall privacy fenceperfect for pets, kids, or hosting guests. Double Gate Entrance in back, ideal for parking boats, RVs, or equipment. Ample Parking: Single-car garage, double carport, plus driveway & alley access! Spacious Workshop with electricityperfect for hobbies, storage, or projects. Open Floor Plan with recently updated subflooring and brand-new interior flooring. Covered Front & Side Porches for relaxing mornings or evenings. Great Curb Appeal and landscaped front yard. TWO Additional Lots behind the privacy fenceavailable to purchase separately for added value or expansion. The seller recently improved the home but was initially hesitant to sell. Now motivated and ready to move, this gem is back on the market and wont last long! Located in a desirable neighborhood with flexible space, this property is perfect for families, investors, or buyers looking for room to grow. Excludes: Back two lots, survey will be done soon with accurate acreage for the subdivide.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76692, Whitney, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,896 (100%)
Owner Occupied HU	3,761 (63.8%)
Renter Occupied HU	1,075 (18.2%)
Vacant Housing Units	1,060 (18.0%)
Median Home Value	$208,810
Average Home Value	$235,824