404 Ute AveAztecNM87410
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 404 Ute Ave, Aztec, NM, 87410 in Aztec: $1,305/mo in rent, $326/mo in net income, 9.39% gross yield, 1.74 DSCR, all at $166,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $46,084 in appreciation and $1,536/yr in principal paydown projects total cumulative return of $84,041.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $326 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,305 |
| Total Monthly Debt Service | $913 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87410, Aztec, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,074 (100%) |
| Owner Occupied HU | 4,841 (68.4%) |
| Renter Occupied HU | 1,454 (20.6%) |
| Vacant Housing Units | 779 (11.0%) |
| Median Home Value | $219,771 |
| Average Home Value | $243,624 |
Housing Distribution
Address Breakdown
Residential
6,016
Single Family
5,949
Multi-Family
67
Businesses
386
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87410, Aztec, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,074 (100%) |
| Owner Occupied HU | 4,841 (68.4%) |
| Renter Occupied HU | 1,454 (20.6%) |
| Vacant Housing Units | 779 (11.0%) |
| Median Home Value | $219,771 |
| Average Home Value | $243,624 |
Housing Distribution
Address Breakdown
Residential
6,016
Single Family
5,949
Multi-Family
67
Businesses
386
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Hubzu
Mls ID: #91717158163AUCN7