404 1st StLowdenIA52255
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 404 1st St, Lowden, IA, 52255 in Lowden is listed at $104,999 and delivers $995/mo in rent and $313/mo in net monthly cash flow. The 11.37% yield and 2.11 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $29,009 over five years, and $967/yr in principal reduction supplements cash return. Total projected cumulative return: $60,111.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $313 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $995 |
| Total Monthly Debt Service | $640 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
6,996 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52255, Lowden, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 545 (100%) |
| Owner Occupied HU | 411 (75.4%) |
| Renter Occupied HU | 100 (18.3%) |
| Vacant Housing Units | 34 ( 6.2%) |
| Median Home Value | $179,808 |
| Average Home Value | $231,819 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
249
Multi-Family
15
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
6,996 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52255, Lowden, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 545 (100%) |
| Owner Occupied HU | 411 (75.4%) |
| Renter Occupied HU | 100 (18.3%) |
| Vacant Housing Units | 34 ( 6.2%) |
| Median Home Value | $179,808 |
| Average Home Value | $231,819 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
249
Multi-Family
15
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Petersen • Central Realty
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #QC4262720
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.