4037 NW Fielding TerTopekaKS66618
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 4037 NW Fielding Ter, Topeka, KS, 66618 in Topeka at $319,000. Rental yield 7.45%. The 7.45% yield and 1.38 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $88,134 by year five, and $2,938/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $112,515.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 13.0% |
| Monthly Cash Flow | $(142) | $850 |
City averages based on Topeka market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $1,995 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66618, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,768 (100%) |
| Owner Occupied HU | 3,258 (86.5%) |
| Renter Occupied HU | 402 (10.7%) |
| Vacant Housing Units | 108 ( 2.9%) |
| Median Home Value | $295,627 |
| Average Home Value | $311,205 |
Housing Distribution
Address Breakdown
Residential
3,715
Single Family
3,715
Multi-Family
0
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66618, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,768 (100%) |
| Owner Occupied HU | 3,258 (86.5%) |
| Renter Occupied HU | 402 (10.7%) |
| Vacant Housing Units | 108 ( 2.9%) |
| Median Home Value | $295,627 |
| Average Home Value | $311,205 |
Housing Distribution
Address Breakdown
Residential
3,715
Single Family
3,715
Multi-Family
0
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices