4036 N Linden RdFlintMI48504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4036 N Linden Rd, Flint, MI, 48504 in Flint hard to pass up. The 16.01% gross yield on a $149,900 purchase results in $2,000/mo in rent and $1,012/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.97). Annual cash flow of $12,143, five-year appreciation of $41,415, and $1,381/yr in equity build-up combine for a projected total cumulative return of $122,231.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16% | 8.2% |
| Monthly Cash Flow | $1,012 | $150 |
City averages based on Flint market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,000 |
| Total Monthly Debt Service | $929 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48504, Flint, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,706 (100%) |
| Owner Occupied HU | 6,260 (53.5%) |
| Renter Occupied HU | 3,646 (31.1%) |
| Vacant Housing Units | 1,800 (15.4%) |
| Median Home Value | $56,613 |
| Average Home Value | $119,600 |
Housing Distribution
Address Breakdown
Residential
10,016
Single Family
9,358
Multi-Family
658
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48504, Flint, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,706 (100%) |
| Owner Occupied HU | 6,260 (53.5%) |
| Renter Occupied HU | 3,646 (31.1%) |
| Vacant Housing Units | 1,800 (15.4%) |
| Median Home Value | $56,613 |
| Average Home Value | $119,600 |
Housing Distribution
Address Breakdown
Residential
10,016
Single Family
9,358
Multi-Family
658
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices