403 Woodland AvePunxsutawneyPA15767
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 403 Woodland Ave, Punxsutawney, PA, 15767 in Punxsutawney at $116,000 earns $907/mo in rent and nets $117/mo after the $522/mo payment, a 9.07% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $32,049 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $1,068/yr in principal paydown, total projected return reaches $53,631.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $117 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $907 |
| Total Monthly Debt Service | $714 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
6,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15767, Punxsutawney, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,794 (100%) |
| Owner Occupied HU | 4,277 (63.0%) |
| Renter Occupied HU | 1,618 (23.8%) |
| Vacant Housing Units | 899 (13.2%) |
| Median Home Value | $165,441 |
| Average Home Value | $208,874 |
Housing Distribution
Address Breakdown
Residential
5,958
Single Family
5,646
Multi-Family
312
Businesses
553
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
6,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15767, Punxsutawney, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,794 (100%) |
| Owner Occupied HU | 4,277 (63.0%) |
| Renter Occupied HU | 1,618 (23.8%) |
| Vacant Housing Units | 899 (13.2%) |
| Median Home Value | $165,441 |
| Average Home Value | $208,874 |
Housing Distribution
Address Breakdown
Residential
5,958
Single Family
5,646
Multi-Family
312
Businesses
553
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara Runk • Realty One Group Landmark- Punxsutawney
Mls Name: Clearfield Jefferson AOR
Mls Provider:
Mls ID: #02-12294
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.