403 W Jefferson StCole CampMO65325
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 403 W Jefferson St, Cole Camp, MO, 65325 in Cole Camp earns a 9.29% gross yield at $139,500. Rent of $1,080/mo nets $211/mo after the $627/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $38,541 and $1,285/yr in equity accumulation project a total cumulative return of $66,520.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $211 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $813 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
6,930 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65325, Cole Camp, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,493 (100%) |
| Owner Occupied HU | 1,010 (67.6%) |
| Renter Occupied HU | 253 (16.9%) |
| Vacant Housing Units | 230 (15.4%) |
| Median Home Value | $201,376 |
| Average Home Value | $229,824 |
Housing Distribution
Address Breakdown
Residential
1,219
Single Family
1,219
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
6,930 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65325, Cole Camp, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,493 (100%) |
| Owner Occupied HU | 1,010 (67.6%) |
| Renter Occupied HU | 253 (16.9%) |
| Vacant Housing Units | 230 (15.4%) |
| Median Home Value | $201,376 |
| Average Home Value | $229,824 |
Housing Distribution
Address Breakdown
Residential
1,219
Single Family
1,219
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole Perry • Premier Realty Group
Mls Name: WCAR MO
Mls Provider:
Mls ID: #100688
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.