403 Oak St, Lone Rock, IA, 50559 | 6.06% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lone Rock at 403 Oak St, Lone Rock, IA, 50559 generates $1,254/mo in rent, after a $1,216/mo payment. Total monthly income is $1,254/mo. Return on cash invested sits at 14.67% in year one, and rental yield is 6.06% on a $248,500 entry. Equity gained on principal adds $1,604/yr, while 5% annual appreciation builds toward $68,656 over five years. Five-year ROI reaches 75.17% and total cumulative return in cash sums $61,927. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,254/mo property income rather than buyer’s personal income.

Single Family

Built in 1960

0.36 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 50559, Lone Rock, IA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	157 (100%)
Owner Occupied HU	118 (75.2%)
Renter Occupied HU	21 (13.4%)
Vacant Housing Units	18 (11.5%)
Median Home Value	$109,375
Average Home Value	$142,945