403 N Bell StHowardSD57349
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 403 N Bell St, Howard, SD, 57349 in Howard. Rental yield 0%. At $189,900 with 0% gross yield, current distributions are modest, but the 5% appreciation rate projects $52,466 in new equity by year five, complemented by $1,749/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.00) allows non-U.S. residents to acquire without W-2s or domestic credit.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1964
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57349, Howard, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 729 (100%) |
| Owner Occupied HU | 486 (66.7%) |
| Renter Occupied HU | 115 (15.8%) |
| Vacant Housing Units | 128 (17.6%) |
| Median Home Value | $123,214 |
| Average Home Value | $206,517 |
Housing Distribution
Address Breakdown
Residential
464
Single Family
450
Multi-Family
14
Businesses
83
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 57349, Howard, SD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 729 (100%) |
| Owner Occupied HU | 486 (66.7%) |
| Renter Occupied HU | 115 (15.8%) |
| Vacant Housing Units | 128 (17.6%) |
| Median Home Value | $123,214 |
| Average Home Value | $206,517 |
Housing Distribution
Address Breakdown
Residential
464
Single Family
450
Multi-Family
14
Businesses
83
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Adam P Foland • EXIT Realty Advantage
Mls Name: Realtor Association of the Sioux Empire
Mls Provider:
Mls ID: #22506034
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the REALTOR Association of the Sioux Empire, Inc., Multiple Listing Service. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers. Information is deemed reliable but not guaranteed. Copyright 2025 REALTOR Association of the Sioux Empire, Inc., Inc. Multiple Listing Service. All rights reserved.