4027 N Goodwin CirFlagstaffAZ86004
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 4027 N Goodwin Cir, Flagstaff, AZ, 86004 in Flagstaff offers a clean, manageable entry. Rental yield 7.11%. DSCR 1.32 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $140,627 in additional property value over five years, with $4,688/yr in principal equity building ownership stake. Total projected cumulative return: $165,210.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(454) | $1,200 |
City averages based on Flagstaff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,016 |
| Total Monthly Debt Service | $3,267 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
1,017 sqft lot
$N/A/sqft
$461 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86004, Flagstaff, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,163 (100%) |
| Owner Occupied HU | 9,925 (57.8%) |
| Renter Occupied HU | 5,010 (29.2%) |
| Vacant Housing Units | 2,228 (13.0%) |
| Median Home Value | $575,615 |
| Average Home Value | $605,744 |
Housing Distribution
Address Breakdown
Residential
15,711
Single Family
13,255
Multi-Family
2,456
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
1,017 sqft lot
$N/A/sqft
$461 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86004, Flagstaff, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,163 (100%) |
| Owner Occupied HU | 9,925 (57.8%) |
| Renter Occupied HU | 5,010 (29.2%) |
| Vacant Housing Units | 2,228 (13.0%) |
| Median Home Value | $575,615 |
| Average Home Value | $605,744 |
Housing Distribution
Address Breakdown
Residential
15,711
Single Family
13,255
Multi-Family
2,456
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jimmie Thompson • Road To Home Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6845542
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010