4026 Ryan Dr SWDecaturAL35603








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Decatur at 4026 Ryan Dr SW, Decatur, AL, 35603 uses $80,190 cash to close to unlock $8,027/yr annual cash flow and $669/mo monthly cash flow. Total monthly income runs $2,056/mo, and a $1,184/mo payment keeps the spread at $669/mo. Purchase price stands at $241,900, and rental yield measures 10.2% with $2,056/mo rent. Return on cash invested shows 29.92% in year one, and 5% annual appreciation builds toward $66,833 over five years. Five-year ROI reaches 155.91% and total cumulative return in cash records $125,027. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,056/mo property income covering a $1,184/mo payment rather than investor’s personal income.
Single Family
Built in N/A
N/A lot
$N/A/sqft
$260 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35603, Decatur, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,772 (100%) |
| Owner Occupied HU | 9,786 (66.2%) |
| Renter Occupied HU | 4,228 (28.6%) |
| Vacant Housing Units | 758 ( 5.1%) |
| Median Home Value | $258,997 |
| Average Home Value | $295,900 |
Housing Distribution
Address Breakdown
Residential
14,489
Single Family
13,004
Multi-Family
1,485
Businesses
624
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Listed by: Christopher Rickling • Rausch Coleman Realty Group
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21861347
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS








