402 Westview DrFort ValleyGA31030
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 402 Westview Dr, Fort Valley, GA, 31030 in Fort Valley speaks for itself: 10.34% gross on a $222,000 price, generating $1,913/mo in rent and $562/mo in net income after the $998/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,740 stacks alongside $61,335 in projected five-year appreciation and $2,045/yr in principal reduction. Projected total cumulative return: $120,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.0% |
| Monthly Cash Flow | $562 | $400 |
City averages based on Fort Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,913 |
| Total Monthly Debt Service | $1,263 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ralph L Davis II • MIH Realty & Investments
Mls Name: GAMLS
Mls ID: #10625217