402 Vine St, Troy, AL, 36081 | 2.71% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Troy at 402 Vine St, Troy, AL, 36081 generates $900/mo in rent, after a $1,953/mo payment. Total monthly income is $900/mo. Return on cash invested sits at 7.64% in year one, and rental yield is 2.71% on a $399,000 entry. Equity gained on principal adds $2,575/yr, while 5% annual appreciation builds toward $110,236 over five years. Five-year ROI reaches 36.34% and total cumulative return in cash sums $48,062. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $900/mo property income rather than buyer’s personal income.

Single Family

Built in 2024

30 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36081, Troy, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,894 (100%)
Owner Occupied HU	3,190 (40.4%)
Renter Occupied HU	3,586 (45.4%)
Vacant Housing Units	1,118 (14.2%)
Median Home Value	$193,649
Average Home Value	$253,155