402 Smokering DrRobesoniaPA19551
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $280,000, 402 Smokering Dr, Robesonia, PA, 19551 in Robesonia generates $1,914/mo in rent (8.2% yield) but nets only $79/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.52) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $77,359. Total projected return: $111,721.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $79 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,914 |
| Total Monthly Debt Service | $1,723 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19551, Robesonia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,046 (100%) |
| Owner Occupied HU | 1,600 (78.2%) |
| Renter Occupied HU | 352 (17.2%) |
| Vacant Housing Units | 94 ( 4.6%) |
| Median Home Value | $347,150 |
| Average Home Value | $434,594 |
Housing Distribution
Address Breakdown
Residential
2,059
Single Family
2,020
Multi-Family
39
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19551, Robesonia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,046 (100%) |
| Owner Occupied HU | 1,600 (78.2%) |
| Renter Occupied HU | 352 (17.2%) |
| Vacant Housing Units | 94 ( 4.6%) |
| Median Home Value | $347,150 |
| Average Home Value | $434,594 |
Housing Distribution
Address Breakdown
Residential
2,059
Single Family
2,020
Multi-Family
39
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MICHAEL CHAN • Iron Valley Real Estate of Central PA
Mls Name: Bright MLS
Mls ID: #PABK2060340