402 S Highline LnPotlatchID83855
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 402 S Highline Ln, Potlatch, ID, 83855 in Potlatch at $364,000, 3.36% gross yield, is a market-growth asset. Rental yield 3.36%. The $1,020/mo rent partially funds the $1,637/mo debt service; the core return is the 5%/yr price growth projected to add $100,566 over five years. Ziffy Mortgage's DSCR mortgage (0.62) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $68,228.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 6.0% |
| Monthly Cash Flow | $(1,074) | $1,200 |
City averages based on Potlatch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $1,949 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83855, Potlatch, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,030 (100%) |
| Owner Occupied HU | 799 (77.6%) |
| Renter Occupied HU | 133 (12.9%) |
| Vacant Housing Units | 98 ( 9.5%) |
| Median Home Value | $381,000 |
| Average Home Value | $448,163 |
Housing Distribution
Address Breakdown
Residential
588
Single Family
588
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83855, Potlatch, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,030 (100%) |
| Owner Occupied HU | 799 (77.6%) |
| Renter Occupied HU | 133 (12.9%) |
| Vacant Housing Units | 98 ( 9.5%) |
| Median Home Value | $381,000 |
| Average Home Value | $448,163 |
Housing Distribution
Address Breakdown
Residential
588
Single Family
588
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathi Nygaard • Idaho's Best Homes & Land, LLC
Mls Name: IMLS
Mls Provider:
Mls ID: #98935867
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.