402 Ridgeview RdBoswellPA15531
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.39% gross rental yield, 402 Ridgeview Rd, Boswell, PA, 15531 in Boswell is priced for capital growth, not immediate cash flow. The $200,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $55,256 by year five, with $1,842/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.00) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $49,655.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.2% |
| Monthly Cash Flow | $(413) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $898 |
| Total Monthly Debt Service | $1,231 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15531, Boswell, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,862 (100%) |
| Owner Occupied HU | 1,223 (65.7%) |
| Renter Occupied HU | 352 (18.9%) |
| Vacant Housing Units | 287 (15.4%) |
| Median Home Value | $172,953 |
| Average Home Value | $202,939 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,645
Multi-Family
1
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15531, Boswell, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,862 (100%) |
| Owner Occupied HU | 1,223 (65.7%) |
| Renter Occupied HU | 352 (18.9%) |
| Vacant Housing Units | 287 (15.4%) |
| Median Home Value | $172,953 |
| Average Home Value | $202,939 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,645
Multi-Family
1
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steve Limani • REALTY ONE GROUP GOLD STANDARD
Mls Name: WPMLS
Mls ID: #1729485