4017 Topsail Trail, New Bern, NC, 28560 | $518/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in New Bern at 4017 Topsail Trail, New Bern, NC, 28560 uses $118,674 cash to close to unlock $6,221/yr annual cash flow and $518/mo monthly cash flow. Total monthly income runs $2,700/mo, and a $1,752/mo payment keeps the spread at $518/mo. Purchase price stands at $357,990, and rental yield measures 9.05% with $2,700/mo rent. Return on cash invested shows 25.15% in year one, and 5% annual appreciation builds toward $98,906 over five years. Five-year ROI reaches 130.85% and total cumulative return in cash records $155,282. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,700/mo property income covering a $1,752/mo payment rather than investor’s personal income.

Single Family

Built in 2026

8,276 sqft lot

$N/A/sqft

No HOA