4017 E 3rd StDaytonOH45403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4017 E 3rd St, Dayton, OH, 45403 in Dayton speaks for itself: 12.92% gross on a $149,975 price, generating $1,615/mo in rent and $628/mo in net income after the $674/mo debt service. DSCR 2.40, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,542 stacks alongside $41,435 in projected five-year appreciation and $1,381/yr in principal reduction. Projected total cumulative return: $97,620.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 8.1% |
| Monthly Cash Flow | $628 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,615 |
| Total Monthly Debt Service | $927 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45403, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,031 (100%) |
| Owner Occupied HU | 2,662 (37.9%) |
| Renter Occupied HU | 3,293 (46.8%) |
| Vacant Housing Units | 1,076 (15.3%) |
| Median Home Value | $80,714 |
| Average Home Value | $125,264 |
Housing Distribution
Address Breakdown
Residential
6,243
Single Family
5,847
Multi-Family
396
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
5,201 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45403, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,031 (100%) |
| Owner Occupied HU | 2,662 (37.9%) |
| Renter Occupied HU | 3,293 (46.8%) |
| Vacant Housing Units | 1,076 (15.3%) |
| Median Home Value | $80,714 |
| Average Home Value | $125,264 |
Housing Distribution
Address Breakdown
Residential
6,243
Single Family
5,847
Multi-Family
396
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Ingram • Howard Hanna Real Estate Serv
Mls Name: DABR MLS
Mls Provider:
Mls ID: #939942
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.