401 N Union St, Galion, OH, 44833 | $185/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Galion at 401 N Union St, Galion, OH, 44833 uses $43,062 cash to close to unlock $2,224/yr annual cash flow and $185/mo monthly cash flow. Total monthly income runs $1,040/mo, and a $636/mo payment keeps the spread at $185/mo. Purchase price stands at $129,900, and rental yield measures 9.61% with $1,040/mo rent. Return on cash invested shows 25.07% in year one, and 5% annual appreciation builds toward $35,889 over five years. Five-year ROI reaches 131.1% and total cumulative return in cash records $56,455. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,040/mo property income covering a $636/mo payment rather than investor’s personal income.

Single Family

Built in 1900

10,280 sqft lot

$N/A/sqft

No HOA