401 Little St, Lincolnton, NC, 28092 | $362/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lincolnton at 401 Little St, Lincolnton, NC, 28092 offers a 9.8% rental yield on a $174,900 purchase with $1,428/mo rent. Total monthly income registers $1,428/mo, and a $856/mo payment leaves $362/mo available for distribution. Annual cash flow reaches $4,345/yr on $57,979 to close, and return on cash invested stands at 27.4% in year one. Equity gained on principal adds $1,129/yr while 5% annual appreciation supports $48,322 over five years. Portfolio math shows five-year ROI at 142.99% and total cumulative return in cash at $82,908. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,428/mo property income against a $856/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1974

0.37 Acres lot

$N/A/sqft

No HOA