401 Kayla St, Troy, TX, 76579 | 8.04% Rental Yield

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Monthly Cash Flow: 1 - 3k+

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401 Kayla St, Troy, TX, 76579 | 8.04% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Troy at 401 Kayla St, Troy, TX, 76579 listed at $242,000 pairs $1,621/mo rent with a $1,184/mo payment. Total monthly income runs $1,621/mo. Return on cash invested measures 18.42% in year one, and rental yield registers 8.04% at a $242,000 basis. Equity gained on principal adds $1,562/yr, and annual property appreciation at 5% supports $66,860 by year five. Five-year ROI tracks 96.08% and total cumulative return in cash totals $77,082. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,621/mo property income relative to a $1,184/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 2016

8,925 sqft lot

$N/A/sqft

No HOA

More details about the property

Looking for a place thats move-in ready, easy to love, and close to everything Central Texas has to offer? This 3 bedrooms, 2-bathroom home in Troy is the perfect fit! Built in 2016 and lovingly maintained by its one and only owner, it blends modern comfort with small-town charm. Step inside to an open and airy layout where the kitchen, dining, and living spaces flow togetherideal for everyday living and weekend get-togethers. The living room is already wired for surround sound, so your movie nights are covered! Granite countertops, a new roof and fresh paint throughout make this home as practical as it is pretty. The private primary suite is your retreat, complete with double sinks, a soaking tub, and a separate shower. With a split floorplan, everyone gets their own space. Best part? No HOAjust freedom to enjoy your home the way you like. Plus, youre close to I35 and just a quick drive to Temple, Belton, or Waco, making commuting a breeze.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136