401 E Julian StMartinsburgPA16662
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 401 E Julian St, Martinsburg, PA, 16662 in Martinsburg earns a 9.56% gross yield at $279,500. Rent of $2,226/mo nets $394/mo after the $1,257/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $77,221 and $2,574/yr in equity accumulation project a total cumulative return of $131,825.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $394 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,226 |
| Total Monthly Debt Service | $1,720 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16662, Martinsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,463 (100%) |
| Owner Occupied HU | 1,679 (68.2%) |
| Renter Occupied HU | 622 (25.3%) |
| Vacant Housing Units | 162 ( 6.6%) |
| Median Home Value | $246,033 |
| Average Home Value | $284,811 |
Housing Distribution
Address Breakdown
Residential
2,297
Single Family
2,239
Multi-Family
58
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16662, Martinsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,463 (100%) |
| Owner Occupied HU | 1,679 (68.2%) |
| Renter Occupied HU | 622 (25.3%) |
| Vacant Housing Units | 162 ( 6.6%) |
| Median Home Value | $246,033 |
| Average Home Value | $284,811 |
Housing Distribution
Address Breakdown
Residential
2,297
Single Family
2,239
Multi-Family
58
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Doreen Easly • Colony Realty Group, Ltd
Mls Name: AHAR
Mls ID: #78955