401 Curtis LaneHamdenNY13782








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Hamden at 401 Curtis Lane, Hamden, NY, 13782 with 5% annual appreciation on a $250,000 basis while $2,083/mo rent supports operations. Total monthly income totals $2,083/mo and a $1,224/mo payment preserves $413/mo for cash returns. Annual cash flow comes to $4,958/yr on $82,875 deployed, and return on cash invested reaches 25.89% in year one. Equity gained on principal adds $1,613/yr, and five-year appreciation sums $69,070 alongside rental yield of 10%. Five-year ROI measures 135.6% and total cumulative return in cash totals $112,378.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,083/mo property income versus a $1,224/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1988
6.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13782, Hamden, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 637 (100%) |
| Owner Occupied HU | 290 (45.5%) |
| Renter Occupied HU | 69 (10.8%) |
| Vacant Housing Units | 278 (43.6%) |
| Median Home Value | $325,000 |
| Average Home Value | $386,733 |
Housing Distribution
Address Breakdown
Residential
399
Single Family
399
Multi-Family
0
Businesses
23
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Listed by: Kevin Lucero • Charlotteville Realty
Mls Name: HVCRMLS
Mls Provider:
Mls ID: #156487
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