4009 Nestle Oaks Pl APT 104TampaFL33613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 4009 Nestle Oaks Pl APT 104, Tampa, FL, 33613 in Tampa is narrow, $135/mo net on $1,615/mo rent after the $742/mo debt service, but the property operates at break-even-plus, not a loss. At $165,000 with a 11.75% yield, the long-run equity case via 5% appreciation ($45,586 over five years) and $1,520/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.18 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $96,374.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 3.0% |
| Monthly Cash Flow | $135 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,615 |
| Total Monthly Debt Service | $1,029 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
2 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33613, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 4,664 (25.4%) |
| Renter Occupied HU | 12,254 (66.9%) |
| Vacant Housing Units | 1,411 ( 7.7%) |
| Median Home Value | $417,346 |
| Average Home Value | $480,967 |
Housing Distribution
Address Breakdown
Residential
15,312
Single Family
9,274
Multi-Family
6,038
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
2 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33613, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 4,664 (25.4%) |
| Renter Occupied HU | 12,254 (66.9%) |
| Vacant Housing Units | 1,411 ( 7.7%) |
| Median Home Value | $417,346 |
| Average Home Value | $480,967 |
Housing Distribution
Address Breakdown
Residential
15,312
Single Family
9,274
Multi-Family
6,038
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices