4004 San Gallo Dr APT 107KissimmeeFL34741
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 4004 San Gallo Dr APT 107, Kissimmee, FL, 34741 in Kissimmee achieves 1.56, rent of $1,717/mo covers the $1,102/mo payment 1.5x over at $245,000. Rental yield 8.41%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $67,689 over five years, with $2,256/yr in principal reduction bringing total projected return to $99,256.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.2% |
| Monthly Cash Flow | $(406) | $1,250 |
City averages based on Kissimmee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,717 |
| Total Monthly Debt Service | $1,528 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
5,973 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34741, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,281 (100%) |
| Owner Occupied HU | 7,446 (29.5%) |
| Renter Occupied HU | 14,390 (56.9%) |
| Vacant Housing Units | 3,445 (13.6%) |
| Median Home Value | $347,316 |
| Average Home Value | $374,969 |
Housing Distribution
Address Breakdown
Residential
21,946
Single Family
14,792
Multi-Family
7,154
Businesses
2,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
5,973 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34741, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,281 (100%) |
| Owner Occupied HU | 7,446 (29.5%) |
| Renter Occupied HU | 14,390 (56.9%) |
| Vacant Housing Units | 3,445 (13.6%) |
| Median Home Value | $347,316 |
| Average Home Value | $374,969 |
Housing Distribution
Address Breakdown
Residential
21,946
Single Family
14,792
Multi-Family
7,154
Businesses
2,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices