4001 11th AveSacramentoCA95817
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4001 11th Ave, Sacramento, CA, 95817 in Sacramento. At $385,000 it earns $2,610/mo in rent and distributes $228/mo to the owner after the $1,731/mo payment, a consistent 8.14% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $106,368 in value; $3,546/yr in principal paydown compounds ownership stake. Total projected return: $160,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $228 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,610 |
| Total Monthly Debt Service | $2,229 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95817, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,897 (100%) |
| Owner Occupied HU | 2,514 (36.5%) |
| Renter Occupied HU | 3,911 (56.7%) |
| Vacant Housing Units | 472 ( 6.8%) |
| Median Home Value | $591,781 |
| Average Home Value | $611,518 |
Housing Distribution
Address Breakdown
Residential
6,522
Single Family
5,132
Multi-Family
1,390
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95817, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,897 (100%) |
| Owner Occupied HU | 2,514 (36.5%) |
| Renter Occupied HU | 3,911 (56.7%) |
| Vacant Housing Units | 472 ( 6.8%) |
| Median Home Value | $591,781 |
| Average Home Value | $611,518 |
Housing Distribution
Address Breakdown
Residential
6,522
Single Family
5,132
Multi-Family
1,390
Businesses
406
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leah Garrison • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls ID: #225125735