4000 Gulf Beach HwyCameronLA70631
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4000 Gulf Beach Hwy, Cameron, LA, 70631 in Cameron is priced for appreciation, not yield. Rental yield 5.93%. At $145,000 with a 5.93% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $40,061 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.10) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $43,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.8% |
| Monthly Cash Flow | $(182) | $500 |
City averages based on Cameron market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $716 |
| Total Monthly Debt Service | $841 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in 1999
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70631, Cameron, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,026 (100%) |
| Owner Occupied HU | 306 (29.8%) |
| Renter Occupied HU | 49 ( 4.8%) |
| Vacant Housing Units | 671 (65.4%) |
| Median Home Value | $214,679 |
| Average Home Value | $230,547 |
Housing Distribution
Address Breakdown
Residential
512
Single Family
484
Multi-Family
28
Businesses
73
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in 1999
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70631, Cameron, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,026 (100%) |
| Owner Occupied HU | 306 (29.8%) |
| Renter Occupied HU | 49 ( 4.8%) |
| Vacant Housing Units | 671 (65.4%) |
| Median Home Value | $214,679 |
| Average Home Value | $230,547 |
Housing Distribution
Address Breakdown
Residential
512
Single Family
484
Multi-Family
28
Businesses
73
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices